We hoped for a return to normalcy in 2021. And while many of us resumed visiting with family and friends, traveling and going back to the office, the pandemic has had an enduring influence on certain aspects of our lives beyond our physical and mental health. For instance, supply chain disruptions and inflation appear to be nasty Covid side effects that are expected to linger at least through the early part of 2022.

The belief is that auto volumes will grow in 2022 as the industry gradually works through supply chain headwinds and ramps up production as much as possible to reduce backlogs, satisfy pent-up demand and rebuild inventories. Electrification should gear up and the related challenges are an important driver, shaping strategies and directing investment.

Word processing did not develop out of computer technology. It evolved from the needs of writers rather than those of mathematicians, only later merging with the computer field. The history of word processing is the story of the gradual automation of the physical aspects of writing and editing, and the refinement of the technology to make it available to individual and corporate users.

The belief is that auto volumes will grow in 2022 as the industry gradually works through supply chain headwinds and ramps up production as much as possible to reduce backlogs, satisfy pent-up demand and rebuild inventories. Electrification should gear up and the related challenges are an important driver, shaping strategies and directing investment.

The pandemic ignited a home-buying frenzy as the decade-long housing shortage converged with historically-low mortgage rates, shifting workplace dynamics and new opportunities for young buyers to pursue their first homes. The housing market for 2022 is expected to be a whirlwind.

Home sales are expected to increase another 6.6% and home prices to rise another 2.9% on top of 2021 highs. A gradual uptick in mortgage rates will make affordability a top consideration for home buyers, especially the 45 million Millennials aged 26 to 35 who are at prime first-time home buyer age. Demand from these young households will keep the market competitive and fast-paced despite a small uptick in housing inventory as builders continue to ramp up production, increasing single-family starts by 5% in 2022.

2030 may seem a long way off but investors continually think about this distant future. When financial planners take over a portfolio, the average holding period is about eight years with focus on long-term goals like funding retirement or a child’s education, but rarely investment perspectives aren’t considered beyond the near year or two. In looking ahead to 2030, here are 10 highlights of the most existing and life-changing developments uncovered through global research efforts.

Workers' compensation insurance is coverage purchased by the employer/business that provides benefits for job-related employee injuries, with a few exceptions. Florida law requires most employers to purchase workers' compensation coverage. Under a workers' compensation policy, employees are compensated for occupationally incurred injuries, regardless of fault. This coverage makes employers immune from some injury lawsuits by employees.

Even though we have several months of 2021 remaining, real estate experts have already begun shifting their focus on 2022 and beyond. While there are many factors that influence the real estate market as a whole, there are several that have the greatest impact on the consumer and will affect buyers and sellers in the year to come.

Auto insurance is a critical financial safeguard that protects you in the event of an accident, theft, or other unexpected disaster. But this protection comes at a cost, and it’s different for everyone. The same goes for homeowners insurance, as rates can be affected by many factors that are completely out of your control. Find out what’s going on in this review and update of both industries.